定年前後のお金の選択：知っている人だけが得をする秘訣

定年前後は、人生の大きな転換期です。この時期に適切なお金の選択をすることで、その後の生活が大きく変わります。森田悦子氏の最新作『定年前後のお金の選択』は、この重要な時期を乗り切るための知恵が詰まった一冊です。

定年前後のお金の選択が重要な理由

定年前後は、収入が減少する一方で、支出が増える可能性が高い時期です。医療費や介護費用、さらには趣味や旅行など、さまざまな出費が予想されます。そのため、この時期に適切な資金計画を立てることが不可欠です。

知っておくべきポイント

1. 退職金の賢い使い方 退職金は、定年後の生活を支える重要な資金源です。しかし、一気に使ってしまうと後々困ることになります。本書では、退職金をどのように運用し、どのように使うべきかについて詳しく解説しています。

2. 年金の受け取り方 年金の受け取り方も、定年後の生活に大きな影響を与えます。早めに受け取るか、遅らせるかによって、受け取る金額が変わります。本書では、どのタイミングで年金を受け取るのが最も有利かを紹介しています。

3. 資産運用の基本 定年後も資産運用を続けることで、生活の安定を図ることができます。しかし、リスクを抑えながら安定した収益を得るためには、正しい知識が必要です。本書では、初心者でも理解しやすい資産運用の基本を解説しています。

まとめ

定年前後のお金の選択は、その後の人生を左右する重要な決断です。森田悦子氏の『定年前後のお金の選択』を読むことで、賢いお金の使い方と貯め方を学び、安心して定年後の生活を送ることができるでしょう。ぜひ、この機会に手に取ってみてください。

定年までの金の選択って吹っ切れません

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